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The Cost of Bad Credit

Credit is a necessity. Whether it’s a mortgage, a car loan, or a credit card, good credit creates opportunities. Bad credit doesn’t. With today's economic challenges, it is more important than ever to achieve and maintain a healthy credit score.

For those with bad credit, increased interest rates may further inflate their cost of living, making even small purchases seem difficult. A bad credit report can cost you thousands of dollars a year in overpaid interest, or can keep you from being approved for credit altogether.

It is easy to see the financial burden created by bad credit, but the real cost is more difficult to measure. Bad credit affects more than your finances, it can also attack your sense of security, and limit your personal freedom.

Improve Your Credit Score

Building better credit starts with a free credit score and a free credit report, a track record of both your personal and financial credit information. This includes information taken from public records, personal identification and debt information. From there, a credit consultant takes the following steps:

1. Clear understanding of your credit report and receiving personalized score insights

2. Get tools & tips to help you understand your score and take the next action

3. Free credit monitoring that can help you spot potential issues as they arrive and immediately address them

Start now - get your credit score and let us connect you with a credit consultant for a 1-on-1 action plan. Let them help you with credit improvement, ID theft restorartion (insurance included) as well as cease and desist notices to collection agencies, and debt validation and goodwill letters to creditors.

Talk to a Credit Consultant Now

Start building your credit today! To begin, get your credit score to review with a credit professional. Simply complete a request so we can connect you with a credit score provider.

Call us? We're available at 1-888-279-7580.